Group Scheme Funeral Cover

Funeral Plan
One policy for the whole family. In your time of need we pay out within 24 hours
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The costs involved in giving a loved one the send-off they deserve can be high, making it difficult for the average South African to have a dignified funeral. Solace Benefits is here to ensure that you are financially prepared for this ordeal. We offer value for money with policies to suit the needs and budget of your employees.

Our funeral cover insurance product that pays a fixed cash amount in the event of death. Funeral Plan Insurance products are underwritten by Centriq Life Insurance Company Limited (“Centriq Life”), a licensed life insurer and authorised financial services provider, FSP No. 7370

The Funeral Plan covers you against
Accidental Death

You are covered immediately after you take out your policy.

Death Due Natural Causes

You are covered after a 6-month waiting period provided that you have paid your monthly premiums in full.

Suicide

You are covered after a 12-month waiting period provided that you have paid your monthly premiums in full.

Pays out in 24 hours

Payout of a valid claim will be made within 24 hours (business hours) from the moment your claim documents are received and approved.

Cover your spouse

Add your partner in marriage, legally recognised civil union, customary marriage or life partner of six months or longer. They will enjoy the same level of cover as you.

Children covered

Your biological, legally adopted, or step-children who are below the age of 18 years old.

Airtime benefits

We give you or your beneficiary a once-off airtime voucher to assist in making funeral arrangements.

Affordable funeral cover for your immediate family.
Best seller
Prestige +
R81
per month
R22 000
funeral expenses cover
Enquire now
Main memberR22 000
SpouseR22 000
Child (aged 14 – 18)R22 000
Child (aged 6 – 13)R11 000
Child (aged 1 - 5)R5 500
Baby (0 – 11 months)R2 750
Stillborn (after 26 weeks)R2 750
Main memberR22 000
SpouseR22 000
Child (aged 14 – 18)R22 000
Child (aged 6 – 13)R11 000
Child (aged 1 - 5)R5 500
Baby (0 – 11 months)R2 750
Stillborn (after 26 weeks)R2 750
Find out moreGet a proposal
Prestige
R70
per month
R16 500
funeral expenses cover
Enquire now
Main memberR16 500
SpouseR16 500
Child (aged 14 – 18)R16 500
Child (aged 6 – 13)R8 250
Child (aged 1 - 5)R4 125
Baby (0 – 11 months)R2 062,50
Stillborn (after 26 weeks)R2 062,50
Main memberR16 500
SpouseR16 500
Child (aged 14 – 18)R16 500
Child (aged 6 – 13)R8 250
Child (aged 1 - 5)R4 125
Baby (0 – 11 months)R2 062,50
Stillborn (after 26 weeks)R2 062,50
Find out moreGet a proposal
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Our consultants are available to log your service request anytime, day or night.

Call us now on 0860 765 223Click the link for more
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We cover deaths of persons who are South African citizens regardless of the country in which the death occurs. Please note that we only cover deaths of foreigners which occur within the borders of South Africa, provided that you supply us with adequate proof.

What’s not covered?

The most common reasons for non-cover include claims directly or indirectly related to substance abuse, contravention of the law or suspected fraud, and death of a foreign citizen outside the borders of South Africa.

Read the full policy document detailing the terms, conditions and exclusions.

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Remember to update your beneficiary details
Keep your beneficiary up to date

In the event of the death of your spouse or child, you are the beneficiary. In the event of your death, the person who will receive the funeral benefit amount will be your nominated beneficiary. Your nominated beneficiary must have a valid South African bank account and it It is recommended that you nominate a person over the age of 18 (eighteen) years, to ensure that the benefit is paid directly to him/her. If your nominated beneficiary is under 18 (eighteen) years, the benefit will be paid to the nominated beneficiary’s legal guardian (whose status will need to be proven). You may change your nominated beneficiary at any time by informing us in writing or telephonically. In the absence of a nominated beneficiary, your spouse may receive the funeral benefit. If you do not have a spouse or children, the benefit may be paid in accordance with the Administration of Estate Act and or the Intestate Succession Act.

Nominate a beneficiary nowClick the link for more