HealthCare Prestige Family Plan

HealthCare Prestige Family
R20 000 cover per year for you, your spouse and children under 18
Only R150 a month
Get a proposal
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Your Healthcare Prestige Family Plan offers you, your spouse and a maximum of 5 unmarried dependent children under 18 non-medical expense cover as a result of hospitalisation and is designed to give you and your family peace of mind when in need of medical care and assistance. The plan is not a medical aid and under no circumstances must it be considered as a replacement for the benefits offered by a medical aid.

Our HealthCare Plan Insurance products pay a fixed cash amount in the event of hospital admission. HealthCare Plan Insurance products are underwritten by Centriq Life Insurance Company Limited (“Centriq Life”), a licensed life insurer and authorised financial services provider, FSP No. 7370

Spouse covered

A partner in marriage, legally recognised civil union or customary marriage concluded in accordance with the applicable South African laws, religion or tradition, which may be subject to registration at the Department of Home Affairs, or a life partner (someone whom you reside with for 6 (six) months or more) and as nominated in writing by the policyholder. There may be only one spouse insured under this plan at any point in time. Certified written proof of such relationships will be required.

Children covered

Your biological, legally adopted, or step-children who are below the age of 18 years old.

Frequently Asked Questions

How many family members are covered on the plan?

For HealthCare Family plans, the policyholder, their spouse and up to five children under the age of 18 can be covered on one plan.

Are there pre-screening requirements?

No. There are no exams or tests required before signing up.

Are pre-existing conditions covered?

Yes. There is a twelve month waiting period for pre-existing conditions.

Is there a waiting period for claims?

For admissions due to an accident, there is one-day waiting period.

For admissions due to an illness, there is a three-month general waiting period and a twelve-month waiting period for pre-existing conditions.

How does a member claim?

You can claim by calling 0860 765 223 or by SMSing “Claims” to 31690.

Does a member have to use the cash back for medical use?

No. This cash does not need to be spent on medical requirements unless the member wishes to do so. The cash back funds are paid directly into the beneficiary’s bank account.

Hospital Cash Back Cover For Your Family
Best seller
HealthCare Family Plan
R20 000
hospital cash back per policy per year
R150
per month
Enquire now
Main member✔
Spouse✔
Child (max 5)✔
Main member✔
Spouse✔
Child (max 5)✔
Find out moreGet a proposal
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What’s not covered?

The most common reasons for non-cover include claims directly or indirectly related to all costs incurred during any waiting period and for conditions not disclosed.

Read the full policy document detailing the terms, conditions and exclusions.

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