Money

Money

Civil law

Interest rates and debt management

Acknowledgment of Debt

A Debt Acknowledgment Form contains the names of the two parties, the amount of money owed, an acknowledgment that there are no defences to the money owed, and a date certain by which the money will be paid back.
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Tax

Tax return submission

Guide to Income Personal Tax

The laws and rules around income tax can be difficult to understand. Let our tax experts walk you through everything you need to know about paying personal imcome tax.
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Tax Returns

Adding Value to Tax

It might be just the beginning of 2019, but already the end of the tax year looms! In addition, the government is about to release the national budget – the results of which can directly affect your purse or pocket.
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Tax Returns

Submitting your tax returns

Johan Swart, Head of Tax Services discusses what you need to know when submitting your tax return. Note: Dates for filing your tax return may differ from year to year.
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Debt

Credit Scores Article

Open Doors With Good Credit Scores

Before you commit to credit, you need to make sure that you can pay back this money in a responsible way.
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Debt

Debt Counselling:

Did you know that almost half of South Africans are in debt and struggling to pay it back?
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Christmas debt? Not this year!

Make sure you (and your bank account) are ready for the Festive Season with Legal&Tax by your side.
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Budgeting

Budget

How to budget towards a bold future

If you constantly find yourself having more month left than money just before pay-day, it is time to make a budget.
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Holiday Season Budgeting

Tips for surviving the financial pinch this Christmas

As the festive season approaches, we all feel the pressure on our pocket, whether it’s the cost of a holiday, the price of gifts or the cost of entertaining family and friends
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Health Eating On A Budget

10 tips for healthy eating on a budget

Following a healthy diet comes with a range of well-known benefits, including lowering the risk of diabetes and heart disease, maintaining a healthy weight, and supplying your body with the necessary nutrients.
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Retirement

Budget

Pension planning

Putting away money for your retirement is essential for a financially-responsible future. Sometimes, however, the tax laws around retirement funds can seem very technical and complicated.
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I wish I learnt that in school

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Starting your first job?

It’s important to be tax-wise from a young age. Tax manager Johan Swart tells us how to do just that.
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