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Losing your job or having to pay for unforeseen expenses like vehicle repairs, or a medical emergency can instantly change your financial situation. What can you do?

Did you know that almost half of South Africans are in debt and struggling to pay it back?

Plan ahead for your child

As the festive season approaches, we all feel the pressure on our pocket, whether it’s the cost of a holiday, the price of gifts or the cost of entertaining family and friends

Before you commit to credit, you need to make sure that you can pay back this money in a responsible way.

Everything you need to know about prescribed debt

We are living during difficult times as the world battles against the COVID-19 coronavirus. As we try to save lives, unfortunately many people’s livelihoods (the money they earn from the work they do) are gone. However, if you have been affected by this situation, the government is trying to support you. They are offering different kinds of financial help. Read below for our guide on how to get money that can assist you and your family to survive:

Got a question about debt? The answer may be here.

How many times have you heard that there is this “free service” or extra benefit that you get if you pay now, sign up, get registered etc? Let us be the first to tell you that it is not free. You are paying for it somewhere. The cost of that service, product, or “gift” has been worked into your fees somewhere in order to ensure that business doesn’t lose money. It would be great if we got things for free, but inevitably you will get what you pay for.

The buzz around Black Friday is building – and while there are certainly chances to get some good bargains – you also need to be careful not to slip into overspending or be duped by dodgy deals.

The laws and rules about income can seem very complicated. Luckily, our tax expert Johan Swart is here to explain the process to us in a clear and user-friendly way.

Very few of us take the time to sit down, and really consider what our country’s annual budget means. We take notice of the tax increases, and how much more our fuel will cost, and our tipple and smokes. We already make little calculations in our minds on how we will have to adjust our personal budgets to make ends meet.

In the current economic down turn, you may find yourself falling behind on your monthly car payments. We provide you with all the available options to help you prevent your car from getting repossessed by the bank or loan/credit provider.

There are very important financial and tax factors to keep in mind when approaching retirement, and thereafter.

We simplify the complexities of the tax system and provide you with the basic principles in a way that is easy to understand.

It might be just the beginning of 2019, but already the end of the tax year looms! In addition, the government is about to release the national budget – the results of which can directly affect your purse or pocket.

Make sure you (and your bank account) are ready for the Festive Season with Legal&Tax by your side.

How to proactively deal with your debt