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Additional December Feature Images Newsletter8

Festive season shopping

Money might be tight this year and financial constraints may require some adjustments. We give you tips on how you can protect your wallet from the temptation to overspend.
How to guide
Tax return submission

Guide to Income Personal Tax

The laws and rules around income tax can be difficult to understand. Let our tax experts walk you through everything you need to know about paying personal imcome tax.
How to guide
Member Guides Site Banner Debt Councelling

Debt counselling: is it for you?

Understanding the debt review process and how this can protect your assets from being repossessed by your credit provider.
How to guide
ArticlesView all
Budget

How to apply for new ‘lockdown’ grants

We are living during difficult times as the world battles against the COVID-19 coronavirus. As we try to save lives, unfortunately many people’s livelihoods (the money they earn from the work they do) are gone. However, if you have been affected by this situation, the government is trying to support you. They are offering different kinds of financial help. Read below for our guide on how to get money that can assist you and your family to survive:
Article
Man With Debt

Debt Dictionary

Got a question about debt? The answer may be here.
Article
VAS No such thing as a free lunch Feature

There is no such thing as a free lunch!

How many times have you heard that there is this “free service” or extra benefit that you get if you pay now, sign up, get registered etc? Let us be the first to tell you that it is not free. You are paying for it somewhere. The cost of that service, product, or “gift” has been worked into your fees somewhere in order to ensure that business doesn’t lose money. It would be great if we got things for free, but inevitably you will get what you pay for.
Article
Adobe Stock 281020160

HOW TO BE BLACK FRIDAY #WINNING

The buzz around Black Friday is building – and while there are certainly chances to get some good bargains – you also need to be careful not to slip into overspending or be duped by dodgy deals.
Article
New tax legislation tax article Feature Story Square images May 2021

A Guide to Personal Income Tax

The laws and rules about income can seem very complicated. Luckily, our tax expert Johan Swart is here to explain the process to us in a clear and user-friendly way.
Article
Testimonial June 2022 Feature

What the budget speech means for us

Very few of us take the time to sit down, and really consider what our country’s annual budget means. We take notice of the tax increases, and how much more our fuel will cost, and our tipple and smokes. We already make little calculations in our minds on how we will have to adjust our personal budgets to make ends meet.
Article
Extra Square Imagery For Q3 Newsletter Feature 5 Vehicle Repossession

How to put the brakes on vehicle repossession

In the current economic down turn, you may find yourself falling behind on your monthly car payments. We provide you with all the available options to help you prevent your car from getting repossessed by the bank or loan/credit provider.
Article
Helping Eachother

Tax for Gogo and Gramps

There are very important financial and tax factors to keep in mind when approaching retirement, and thereafter.
Article
Legal You Q2 2021 Feature Story square images10

Tax 101

We simplify the complexities of the tax system and provide you with the basic principles in a way that is easy to understand.
Article
Tax Returns

Adding Value to Tax

It might be just the beginning of 2019, but already the end of the tax year looms! In addition, the government is about to release the national budget – the results of which can directly affect your purse or pocket.
Article
Lta 2940 Article Banner Wip 02

Christmas debt? Not this year!

Make sure you (and your bank account) are ready for the Festive Season with Legal&Tax by your side.
Article
Template contractView all
debt management and budgeting

Budget template

Our budget template can help you track your expenses during the month. Get on top of your debt and start saving today with our free template
Template contract
Interest rates and debt management

Acknowledgment of Debt

A Debt Acknowledgment Form contains the names of the two parties, the amount of money owed, an acknowledgment that there are no defences to the money owed, and a date certain by which the money will be paid back.
Template contract
VideosView all
VAS Demystifying Tax Season in South Africa Feature

Demystifying Tax Season in South Africa

Tax Season opens on 1 July. Find out everything you need to know before filing your tax return
Video
Tax Returns

Submitting your tax returns

Johan Swart, Head of Tax Services discusses what you need to know when submitting your tax return. Note: Dates for filing your tax return may differ from year to year.
Video