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Spring is here and while we all dream of spending time outdoors, enjoying fresh air and beautiful flowers, this time of the year also marks the beginning of ‘Allergy Season’.

Heart Awareness Month is an important reminder to prioritise the health of one of the most vital organs in your body: your heart.

Most of us dream of owning our own property, however, this is a costly endeavour and we may need to obtain a loan from a bank. We explain in this article your rights as a property owner and the two types of interest rates for such a loan as well as the various insurances involved in owning property.