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Budget Guide

Your Guide to Budgeting

Only when you get real and honest with yourself about your spending habits can you truly get sharp about money. So, take out all your receipts, statements and credit cards, and educate yourself on the journey to financial awareness.
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Your Budget Quiz

Download our free budgeting quiz to see how save savvy you are.
How to guide
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Festive season shopping

Money might be tight this year and financial constraints may require some adjustments. We give you tips on how you can protect your wallet from the temptation to overspend.
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Balance your budget and enjoy financial freedom

Budgeting allows you to set and track your financial goals. Managing your money well is all about careful planning, saving and cutting back on excessive spending.
How to guide
debt management and budgeting

Get savvy with your money!

Take our quiz
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ArticlesView all
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HOW TO BE BLACK FRIDAY #WINNING

The buzz around Black Friday is building – and while there are certainly chances to get some good bargains – you also need to be careful not to slip into overspending or be duped by dodgy deals.
Article
Holiday Season Budgeting

Tips for surviving the financial pinch this Christmas

As the festive season approaches, we all feel the pressure on our pocket, whether it’s the cost of a holiday, the price of gifts or the cost of entertaining family and friends
Article
Budget

How to budget towards a bold future

If you constantly find yourself having more month left than money just before pay-day, it is time to make a budget.
Article
VAS The Economic Rollercoaster 2023 Feature

SA's Rollercoaster Economy

We’re a nation known for our diverse landscapes and vibrant cultures, but we’ve been facing a series of economic challenges in recent years. As we look ahead to the coming months, it is crucial to address the pitfalls that we’ll encounter in the pursuit of economic stability and growth.
Article
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Black Friday Budgeting

Are you dreading the impending Black Friday spending spree and worried about your finances? Legal&Tax has got you covered!
Article
Budgeting and debt management tips

Budgeting and debt management tips

How to proactively deal with your debt
Article
Budget

How to apply for new ‘lockdown’ grants

We are living during difficult times as the world battles against the COVID-19 coronavirus. As we try to save lives, unfortunately many people’s livelihoods (the money they earn from the work they do) are gone. However, if you have been affected by this situation, the government is trying to support you. They are offering different kinds of financial help. Read below for our guide on how to get money that can assist you and your family to survive:
Article
VAS Putting your wages to work Feature

Putting your wages to work

No one in SA can afford to play games with their money these days, so here are a couple of helpful tips to get your wages working for you.
Article
Back to school

How to budget for and spend wisely on school supplies

Tips to help you plan ahead for the back to school season
Article
debt management and budgeting

Odd jobs to earn you extra cash while still studying

#IWishILearntThatInSchool - Part of our series supporting the youth. 22 seconds filled with ideas for your side hustle.
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VideosView all
Tito Mboweni

Unpacking the Supplementary Budget Speech 2020

Johan Swart, Head of Tax, gives us an overview of the supplementary budget delivered by Minister of Finance, Tito Mboweni, on 24 June 2020, detailing the adjustments to the national budget due to the impact of COVID-19 on the economy, tax revenue and expenditure.
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debt management and budgeting

Money Management webinar

We discuss the importance of budgeting, saving and managing your debt.
Video
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debt management and budgeting

Budget template

Our budget template can help you track your expenses during the month. Get on top of your debt and start saving today with our free template
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