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Interest rates and debt management

Acknowledgment of Debt

A Debt Acknowledgment Form contains the names of the two parties, the amount of money owed, an acknowledgment that there are no defences to the money owed, and a date certain by which the money will be paid back.
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ArticlesView all
Interest rates and debt management

The interest rates of credit agreements and how to better manage your debt

The costs of interest can quickly become exorbitant. Read the pros and cons of the different types of interest and avoid any unnecessary debt.
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Budgeting and debt management tips

Budgeting and debt management tips

How to proactively deal with your debt
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debt written off

Does unpaid debt get written off after three years?

Everything you need to know about prescribed debt
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Man With Debt

What are your legal options when you can't pay your debt?

You may have another option when you are struggling to make loan repayments. Chantel explains how to legally cut your costs in times of financial distress.
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Man With Debt

COVID-19: Dealing with Debt and Money matters

What to do if you cannot pay your accounts or your rent
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VAS Debt budgeting for black Friday VAS Feature

Black Friday Budgeting

Are you dreading the impending Black Friday spending spree and worried about your finances? Legal&Tax has got you covered!
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Back to school

How to budget for and spend wisely on school supplies

Tips to help you plan ahead for the back to school season
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VideosView all
Get out of debt

Conquer your debt in 2022 webinar

In this webinar, we help you deal with your debt after the December holiday season, show you how to tackle the back-to-school-season and plan and budget for financial success in 2022.
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Solace Feature 4

The Pressing Debt Crisis in South Africa

About 25 million adults in South Africa have incurred some form of debt, a situation that has continued to grow in recent years. Millions of South Africans are now under severe financial strain, with the cost-of-living crisis, unemployment rates climbing, and economic growth sluggish. With debt becoming a universal issue, you should explore ways to take control of your finances.
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How to guidesView all
debt management and budgeting

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